Welcome to Average to AMAZING! My name is Bob and I’m excited to have you here. As most people, I started out as an average everyday American. I grew up, went to college, got married, had kids, and, HAD DEBT!
In fact, in 2013 I had a negative net worth over $60,000. This means that if I sold my house and all of my assets, I still would owe $60,000 that I didn’t have to satisfy my debts. That was scary and I knew I had to do something about this issue.
My debt included Student Loans (my wife and I), our two cars, credit cards (around $8,000), and our mortgage debt. I also had NO CLUE how to Invest and figured I’d always have more time to figure that out (dang, I wish I hadn’t waited so long).
In 2013 I decided to draw a line in the sand and start paying off our debt. I wanted to become a millionaire, which would then afford me freedoms to not be worried about “THINGS”.
Because in 2009, I got close to Layoff during the Great Recession. I started to realize that if I didn’t get my personal finance under control, we could easily lose our house and more. After all, the Bible clearly states that “The Borrower is Slave to the Lender”. No longer would I spend all day at work to turn around and pay my car loan bank, my mortgage bank, and more. I was going to OWN my life.
So, in 2022 we got out of debt completely (and YES, we even paid off our house!). Now, we invest significantly following the F.I.R.E. movement (Financial Independence, Retire Early). No more will we let our finances control us. We were just average people who turned our life into AMAZING.
And THAT is the goal of this site and my YouTube Channel – I want to help people go from Average to AMAZING with their Personal Finance.
Ready to get started?
Let’s Go!